REAL ESTATE BUYERS SELLERS INVESTORS

Having established our life in Florida, we have identified all the services you may require during your real estate transactions.Working closely with our affiliate partners, we offer you peace of mind for all aspects of your purchase.

Our services include:

Why Us
Real Estate

Having established our company in Central Florida, we cater to the local and international client looking for either investment and/or vacation properties or family homes. The service we offer enables buyers, sellers and investors the opportunity of utilizing the skills and professional qualifications of a UK Chartered Surveyor with professional recognition within the real estate industry in the UK and USA from the Orlando Regional Realtors Association (ORRA) and National Association of Estate Agents (NAEA).

Unlike many real estate companies our aim is to provide the client the facility to review all properties on offer within their specific price range and location requirements. We do not agree with high pressure sales techniques or steering clients to properties that offer greater incentives or areas that have not been researched in depth. We uphold the integrity of providing a professional service. Having made the move from UK to Florida ourselves, we are aware of the pitfalls and problems of purchasing here and want to make the experience as hassle free and enjoyable as possible. We are here help!

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Financing

There are a variety of Florida mortgage home loans to choose from and the process can seem complex if you don't have the professional advice of a Florida mortgage broker. With so many Florida mortgages, Florida mortgage lenders, Florida mortgage brokers for you to choose from, don't let yourself make any of the common mistakes.

Using a specialist in Florida Mortgages, who knows the market extremely well, is essential. From Miami to Naples, and Panama City over to Daytona Beach and on up to Jacksonville, an experienced Florida mortgage company is the key. In the past if you were looking to find a Florida mortgage home loan, a Florida mortgage lender, or a Florida mortgage broker then it could mean hours of your time spent looking through the yellow pages or searching Google and doing research

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Currency Exchange

Buying a property overseas is often the realization of a dream but also can represent one of biggest expenses of your life.

It is a fact that the biggest hidden cost of purchasing a property overseas is currency exchange. Currency fluctuations can cost you anything from 2 to 4 percent of your property price. How can you avoid paying this additional expense? Speak to Moneycorp, the worlds leading currency exchange company, who can help you save money, time and hassle on your currency exchange and transfer.

Moneycorp is a division of TTT Moneycorp Group Limited who have been helping clients with their foreign exchange needs since 1962. As the largest non-bank foreign exchange provider in the UK, along with the only company within the industry to have held and maintained the ISO Accreditation since 1996, you will feel secure that you are dealing with the most reputable and competitive foreign exchange provider.

Moneycorp Inc was established in Florida in March 2005. The local office assists British clients who are purchasing, investing or emigrating to Florida with all their currency exchange and transfer needs. For more information, please contact Stella Giudicelli on +1 321 559 1050 or stella.giudicelli@moneycorp.com

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Home Inspection

Unlike the UK, Florida has no regulation on who can inspect your home therefore many home inspectors cannot be verified as to their education and experience. Most reputable Realtors will only recommend home inspectors who are certified members of The American Society of Home Inspectors (ASHI) as these inspectors have already been selected because of their experience, qualifications and entrance exams. ASHI is assisting in working towards regulating the home inspection industry to protect the consumers.

  • Pre & Post Construction Inspections
  • These inspections are scheduled in stages throughout the construction process to ensure the property is built correctly according to local building code regulations and good workmanship.

  • Pre Closing Inspections
  • This inspection is normally requested when a property is closing that has sustained damage or been in an area where a storm or hurricane has caused damage to the surrounding properties. The Title Company or the buyers request that a final inspection is carried out just before closing if a substantial amount of time has passed from the initial inspection.

  • Specific Condition Inspections
  • This inspection is normally requested by the owners of properties where specific damage is suspected, i.e. roof failure or insufficient running of the air conditioning systems. Many home owners request this inspection near to the end of the builder’s home warranty period.

  • Post Storm & Hurricane Inspections
  • This inspection is normally carried out for the owner of properties that have been affected by a Storm or Hurricane. The purpose of this inspection is to determine if structure damage has been sustained after the storm or hurricane has passed through. The reports submitted after the inspections are used by the owners to arrange repairs and insurance compensation.

  • Full Home Inspections
  • This inspection consists of a full evaluation of the property together with all the services testing the functionality. The inspection generally covers from the roof to the foundation and everything in between.

  • 4 point Insurance Inspection.
  • This inspection is required for insurance purposes with properties that are older than 10 years and also in areas where recent storms or hurricanes have caused damage to surrounding properties. Many insurance companies now require a 4 Point Inspection before a policy will be renewed.

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Termite Inspection

A termite inspection is strongly recommended in Florida on all types of property. Early detection can prevent thousands of dollars of damage and in more severe case total reconstruction of a property after an infestation.

Whether you live in the North or South of America your home is a target for termites. Termites can enter your home through tiny cracks in the foundation or slab, through utility entry points, or anywhere that soil contacts the wood. If they can't find easy entrance points near the ground, they will construct mud tunnels up the side of a structure to access areas above the ground.

Termites rarely come to the surface of what they're eating, therefore most of the time you will never know they have invaded your home until it is too late. However, if you're lucky, you may see some of the warning signs. The Subterranean termites are the most common type of termite, and have been estimated to cause over 90% of all termite damage in the USA.

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Home Warranty

Home warranties offer valuable protection on major systems and appliances including, home heating, plumbing, electrical and central air conditioning systems coverage that gives buyers security. Coverage is for systems and appliances in good working order at the start of the contract (i.e. pre existing conditions are not covered).

When a problem occurs with a covered appliance or mechanical system such as an air conditioning unit, a service technician repairs or replaces it using brand-new, top-quality parts and appliances.

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Home Watch Overseas Property Inspection

Many overseas property owners have concerns about their property while away and unfortunately have no one to inspect their property.

In many cases a local property manager will be employed if the property is in a rental management program, unfortunately this is not always the best person to carryout this service.

Property managers base their expenses on time and effort involved in managing your property, therefore it is in their interest that problems are identified and corrected by them charging a fee. In recent months property management companies have gone into liquidation leaving the owners with poorly maintained and unsecured properties.

Our service is totally independent to any property management service as we do not manage any properties in Florida. The aim of our service is to inspect your property on a monthly basis and after any local storm, hurricane or should you request it.

The standard inspection involves.
  1. Visually inspecting the roof for damage.
  2. Walking around the property inspecting windows and doors for signs of break in.
  3. Inspect landscaping for correct maintenance
  4. Inspect pool and spa for correct maintenance.
  5. Ensure mail is not accumulating in street mail box and on the door step
  6. Walking through property checking security.
  7. Flush toilets and run water in all appliances to ensure bugs don’t get in.
  8. Check for insects and notify your pest control company if problems are identified.
  9. Review any maintenance carried out by property managers.
  10. Sign and date inspection record sheet in home.
  11. Record water, electric and gas meter readings
  12. Take photographs where required.
  13. Provide written report with photographs via email.
  14. Arrange with a local contractor of your choice to provide quotations for any repairs required
  15. Act as your overseas representatives for emergency services access.
Fees

Single family homes and condos up to 2500 sq ft. $85 per month
Additional client requested inspection $85 per inspection.

Hurricane or Storm Inspection

This inspection is carried out by the request of the client only after inclement weather. A report is submitted with photographs and also copied to your insurance company if requested.

Up to 3500 sq ft $150
Up to 5000 sq ft $200
Over 5000 sq ft call for quote

All pre purchase and new construction home inspections are fee based, full details at the link attached.

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http://www.homeinspectionforyou.com/cost.html

For a full breakdown of all services provided:
Contact John Mcloughlin +1 407 666 3279
www.homeinspectionforyou.com

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